Car Insurance
Compare the best car insurance options for freelancers and SMEs.
How to compare car insurance
Comparison guide · 07/10/2026Compare third parties, extended third parties and any risk to the same vehicle and use. It declares professional use, drivers and mileage; it checks the assistance, limits and franchise of each mode.
Para quién: Private and self-employed drivers who need to secure a car whose use must be expressly admitted.
Conceptos, requisitos, costes y fuentes
Qué revisar antes de contratar
- It declares registration, model, seniority, drivers and particular or professional use.
- Confirm whether it supports distribution, transport or any special activity.
- Test territorial scope and conditions of the replacement vehicle.
Costes que debes comparar
- Total annual premium and fractionation surcharges.
- Franchise for claims, aid limits and optional services.
- The rate depends on the stated risk and the method chosen.
- Premium
- Insurance price; compare the total annual amount, recharges and fractionation.
- France
- Part of the cost or period of the insured person under the contract.
- Exclusions
- Situations or risks that the contract leaves out of cover.
- IPID and policy
- The product information document summarizes the insurance; the conditions and the policy specify its scope.
- Extended third parties
- Modality that can add guarantees to civil liability; those included depend on the policy.
- Own damage
- Guarantee for the damage of the vehicle insured with the limits, exclusions and franchise contracted.
Ten en cuenta
- A particular insurance may exclude specific professional uses.
- Compare equal guarantees before you value a discount.
Quick answer
Motor, public liability, accident, sick leave and home. On Simplifico you can compare 12 products from 12 brands in Car Insurance, such as Mapfre, Allianz and Cleverea. 9 listings include the Simplifico Opinion: who it suits and its limitations. Each listing summarises features and pricing and links to the provider's website, which sets the final terms.
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