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Compare the best insurance companies options for freelancers and SMEs.

How to compare entities and distributors

Comparison guide · 07/10/2026

Check the catalogue of each entity and check who distributes the product and who takes the risk. A trade mark, a bank, a brokerage and an insurer may be involved in the same contract.

Para quién: People, self-employed and companies looking for suppliers and want to identify the type of entity before applying for an offer.

Conceptos, requisitos, costes y fuentes

Qué revisar antes de contratar

  • It identifies the business reason of the insurer and the distributor in the documentation.
  • It checks for authorization and scope of action in official records.
  • Ask for a product that admits your activity and your legal form.

Costes que debes comparar

  • He asked for the specific product budget, with annual premium and surcharges.
  • Access to the catalogue does not constitute a fee or a contract offer.
Premium
Insurance price; compare the total annual amount, recharges and fractionation.
France
Part of the cost or period of the insured person under the contract.
Exclusions
Situations or risks that the contract leaves out of cover.
IPID and policy
The product information document summarizes the insurance; the conditions and the policy specify its scope.
Insurer
Entity that assumes the risks covered by the policy.
Distributor
Intermediary that markets insurance; can be agent, broker or secure banking operator.
Mutua collaborator
A social security partner; its benefits have a different framework from private insurance.

Ten en cuenta

  • Not all directory references are insurance.
  • The presence in this catalogue does not provide any authorisation for all products or availability for any customer.

Quick answer

Motor, public liability, accident, sick leave and home. On Simplifico you can compare 98 products from 98 brands in Insurance Companies, such as Mapfre, Allianz and AXA. 95 listings include the Simplifico Opinion: who it suits and its limitations. Each listing summarises features and pricing and links to the provider's website, which sets the final terms.

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